Disclosures & licensing

Licensing

Jason Scott Gray, Branch Manager, NMLS 118354. NEXA Lending, NMLS 1660690; Branch NMLS 2555212; AZMB 2006218. Licensed in Washington State. Office: 1524 Market Street, Suite 103, Kirkland, WA 98033. Verify at NMLS Consumer Access. Services offered to Washington State residents and properties only.

Not a commitment to lend

Information on this site is for general education and is not an offer, a commitment to lend or a loan approval. All loans are subject to credit approval, property eligibility, income and identity verification, and program guidelines that can change without notice. Not all applicants will qualify.

HELOC

A home equity line of credit is secured by your home; failure to repay could result in foreclosure. Line amounts, rates, fees (including origination fees) and terms vary by program and borrower and are disclosed in your loan documents. Timelines such as same-day decisions or funding within days are possible for some eligible borrowers but are not guaranteed. Appraisal requirements depend on the line amount, property and program.

DSCR investment property loans

DSCR loans are business-purpose loans for non-owner-occupied investment properties only and are not for personal, family or household use. For some eligible loans under $400,000, a program may use an automated valuation model instead of a traditional appraisal and an electronic lien search instead of a traditional title insurance policy. An appraisal, title policy or additional documentation may still be required. Loans of $400,000 or more follow standard appraisal and title requirements.

Taxes

We do not provide tax advice. Consult a tax advisor about your situation, including whether interest may be deductible.

Reviews & photos

Reviews are shown verbatim from Zillow and relate to Jason Gray's lending; some predate NEXA Lending. Photos other than Jason's headshot are licensed stock images from Pexels and show models, not clients.

Equal Housing Opportunity. We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act.