HELOC & DSCR loans in Bellevue, WA
Local help from Jason Gray of NEXA Lending for homeowners and rental investors in Bellevue and King County.
Apply online Call 425-260-3482Home equity in Bellevue
Many Bellevue homeowners have strong equity and a low-rate first mortgage they'd rather not refinance. A HELOC may let you access equity for remodeling, tuition or consolidating higher-interest debt without touching that first loan.
Rental investors
If you own a rental on the Eastside, a DSCR loan may help you refinance or buy based on the property's cash flow, which can be helpful when your personal income is complex. For eligible DSCR loans under $400,000, a traditional appraisal and title insurance may not be needed; see the details and conditions.
Nearby communities: West Bellevue, Crossroads, Factoria, Newport Hills, Somerset.
Questions from Bellevue homeowners
Do you offer HELOCs in Bellevue?
Yes. I help homeowners in Bellevue and across King County, including West Bellevue, Crossroads, Factoria, Newport Hills, Somerset, and throughout Washington State.
Can I get a DSCR loan for a rental in Bellevue?
DSCR loans may be available for non-owner-occupied rental properties, subject to program guidelines.
How fast can it close?
Many steps happen online. For some eligible borrowers, decisions can come within minutes and funding in as little as about a week, but timing varies with verification, title and notary scheduling.
Also serving: Seattle · Kirkland · Redmond · Tacoma · Everett · Olympia · Vancouver · Bellingham · Spokane · Yakima · the Tri-Cities · Moses Lake · Wenatchee · Chehalis
Talk with Jason
I've been helping Washington families with home loans since 1993. Call, text or send a note. You'll reach me, not a call center.
Call 425-260-3482 Apply online
