HELOC & DSCR loans in Seattle, WA
Local help from Jason Gray of NEXA Lending for homeowners and rental investors in Seattle and King County.
Apply online Call 425-260-3482Home equity in Seattle
Seattle homeowners often have built real equity in craftsman bungalows, townhomes and older homes that always seem to need one more project. A HELOC may help fund a remodel, an ADU or DADU project, or a cushion for the unexpected, while you keep your current first mortgage in place.
Rental investors
Seattle also has many small landlords: a duplex in Wallingford, a rental condo, or a house you kept when you moved. For investment properties, a DSCR loan may let you qualify based on the property's rent instead of your personal income. For eligible DSCR loans under $400,000, a traditional appraisal and title insurance may not be needed; see the details and conditions.
Nearby communities: Ballard, West Seattle, Beacon Hill, Northgate, Columbia City.
Questions from Seattle homeowners
Do you offer HELOCs in Seattle?
Yes. I help homeowners in Seattle and across King County, including Ballard, West Seattle, Beacon Hill, Northgate, Columbia City, and throughout Washington State.
Can I get a DSCR loan for a rental in Seattle?
DSCR loans may be available for non-owner-occupied rental properties, subject to program guidelines.
How fast can it close?
Many steps happen online. For some eligible borrowers, decisions can come within minutes and funding in as little as about a week, but timing varies with verification, title and notary scheduling.
Also serving: Bellevue · Kirkland · Redmond · Tacoma · Everett · Olympia · Vancouver · Bellingham · Spokane · Yakima · the Tri-Cities · Moses Lake · Wenatchee · Chehalis
Talk with Jason
I've been helping Washington families with home loans since 1993. Call, text or send a note. You'll reach me, not a call center.
Call 425-260-3482 Apply online
