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HELOC & DSCR loans in Spokane, WA

Local help from Jason Gray of NEXA Lending for homeowners and rental investors in Spokane and Spokane County.

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Home equity in Spokane

Spokane homeowners tend to be practical, and that's how I work. A HELOC may help with a remodel, a new roof or a cushion for the unexpected. Most steps can be handled online and by phone.

Rental investors

Spokane is also popular with rental investors. A DSCR loan may let you qualify based on the property's cash flow rather than your tax returns. For eligible DSCR loans under $400,000, a traditional appraisal and title insurance may not be needed; see the details and conditions.

Nearby communities: South Hill, Spokane Valley, Liberty Lake, Cheney, Airway Heights.

Washington homeowners at home

Questions from Spokane homeowners

Do you offer HELOCs in Spokane?

Yes. I help homeowners in Spokane and across Spokane County, including South Hill, Spokane Valley, Liberty Lake, Cheney, Airway Heights, and throughout Washington State.

Can I get a DSCR loan for a rental in Spokane?

DSCR loans may be available for non-owner-occupied rental properties, subject to program guidelines.

How fast can it close?

Many steps happen online. For some eligible borrowers, decisions can come within minutes and funding in as little as about a week, but timing varies with verification, title and notary scheduling.

Also serving: Seattle · Bellevue · Kirkland · Redmond · Tacoma · Everett · Olympia · Vancouver · Bellingham · Yakima · the Tri-Cities · Moses Lake · Wenatchee · Chehalis

Talk with Jason

I've been helping Washington families with home loans since 1993. Call, text or send a note. You'll reach me, not a call center.

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Jason Gray, NEXA Lending loan officer

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