HELOC & DSCR loans in Bellingham, WA
Local help from Jason Gray of NEXA Lending for homeowners and rental investors in Bellingham and Whatcom County.
Apply online Call 425-260-3482Home equity in Bellingham
Bellingham homeowners often love their homes and want to improve them rather than move. A HELOC may help pay for updates, an ADU or other projects.
Rental investors
Whatcom County has many rentals near the university and beyond. A DSCR loan may help investors qualify based on rent. For eligible DSCR loans under $400,000, a traditional appraisal and title insurance may not be needed; see the details and conditions.
Nearby communities: Fairhaven, Barkley, Ferndale, Lynden, Blaine.
Questions from Bellingham homeowners
Do you offer HELOCs in Bellingham?
Yes. I help homeowners in Bellingham and across Whatcom County, including Fairhaven, Barkley, Ferndale, Lynden, Blaine, and throughout Washington State.
Can I get a DSCR loan for a rental in Bellingham?
DSCR loans may be available for non-owner-occupied rental properties, subject to program guidelines.
How fast can it close?
Many steps happen online. For some eligible borrowers, decisions can come within minutes and funding in as little as about a week, but timing varies with verification, title and notary scheduling.
Also serving: Seattle · Bellevue · Kirkland · Redmond · Tacoma · Everett · Olympia · Vancouver · Spokane · Yakima · the Tri-Cities · Moses Lake · Wenatchee · Chehalis
Talk with Jason
I've been helping Washington families with home loans since 1993. Call, text or send a note. You'll reach me, not a call center.
Call 425-260-3482 Apply online
