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HELOC & DSCR loans in Kirkland, WA

Local help from Jason Gray of NEXA Lending for homeowners and rental investors in Kirkland and King County.

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Home equity in Kirkland

Kirkland is my home base; my office is at 1524 Market Street. Many local homeowners want to update a kitchen, add space for a growing family or tackle deferred maintenance. A HELOC may be a flexible way to do it while keeping your existing mortgage.

Rental investors

Kirkland investors with a rental home or condo can ask about DSCR financing, which focuses on whether the property's rent covers its payment. For eligible DSCR loans under $400,000, a traditional appraisal and title insurance may not be needed; see the details and conditions.

Nearby communities: Juanita, Finn Hill, Houghton, Rose Hill, Totem Lake.

Washington homeowners at home

Questions from Kirkland homeowners

Do you offer HELOCs in Kirkland?

Yes. I help homeowners in Kirkland and across King County, including Juanita, Finn Hill, Houghton, Rose Hill, Totem Lake, and throughout Washington State.

Can I get a DSCR loan for a rental in Kirkland?

DSCR loans may be available for non-owner-occupied rental properties, subject to program guidelines.

How fast can it close?

Many steps happen online. For some eligible borrowers, decisions can come within minutes and funding in as little as about a week, but timing varies with verification, title and notary scheduling.

Also serving: Seattle · Bellevue · Redmond · Tacoma · Everett · Olympia · Vancouver · Bellingham · Spokane · Yakima · the Tri-Cities · Moses Lake · Wenatchee · Chehalis

Talk with Jason

I've been helping Washington families with home loans since 1993. Call, text or send a note. You'll reach me, not a call center.

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Jason Gray, NEXA Lending loan officer

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