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HELOC & DSCR loans in Tacoma, WA

Local help from Jason Gray of NEXA Lending for homeowners and rental investors in Tacoma and Pierce County.

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Home equity in Tacoma

Tacoma's older homes have character, and they often need work: roofs, windows, sewer lines, or a basement finish. A HELOC may help fund those projects without replacing your first mortgage.

Rental investors

Tacoma and the South Sound also have many rental properties. A DSCR loan may help investors qualify based on the property's rent. For eligible DSCR loans under $400,000, a traditional appraisal and title insurance may not be needed; see the details and conditions.

Nearby communities: North End, Proctor, Stadium District, South Tacoma, University Place.

Washington homeowners at home

Questions from Tacoma homeowners

Do you offer HELOCs in Tacoma?

Yes. I help homeowners in Tacoma and across Pierce County, including North End, Proctor, Stadium District, South Tacoma, University Place, and throughout Washington State.

Can I get a DSCR loan for a rental in Tacoma?

DSCR loans may be available for non-owner-occupied rental properties, subject to program guidelines.

How fast can it close?

Many steps happen online. For some eligible borrowers, decisions can come within minutes and funding in as little as about a week, but timing varies with verification, title and notary scheduling.

Also serving: Seattle · Bellevue · Kirkland · Redmond · Everett · Olympia · Vancouver · Bellingham · Spokane · Yakima · the Tri-Cities · Moses Lake · Wenatchee · Chehalis

Talk with Jason

I've been helping Washington families with home loans since 1993. Call, text or send a note. You'll reach me, not a call center.

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Jason Gray, NEXA Lending loan officer

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